Texas Refinance:  Today’s Texas Mortgage Refinance Rates With Texas mortgage refinance rates at historic lows, naturally lots of people are buying homes or refinancing.  Today’s Texas mortgage rates are great…the 15 year fixed is 3.5-3.875% depending on your situation. We, at Mylendingplace.com , are doing a ton of refinancing.     We are also helping lots of [...]

Texas Mortgage Refinance:  Debt Debate Jolts Texas Mortgage Rates http://www.foxbusiness.com/personal-finance/2011/07/28/debt-debate-jolts-mortgage-rates/  Texas mortgage rates inched up this week as investors were spooked by political gridlock over how to raise the national debt ceiling and cut the deficit. The benchmark 30-year fixed-rate mortgage rose 6 basis points this week, to 4.74%, according to the Bankrate.com national survey [...]

Texas Mortgage:  FHA or 5% down.  Are NO PMI Loans better? Most people would think you were joking if you asked them:  “If you were buying a 215K home today, would you like a mortgage rate of 4.375% or 4.99% for a 30 year fixed rate mortgage?” Not much of a comparison, right?  Who wouldn’t [...]

TEXAS MORTGAGE: What makes mortgage rates go up or down? One of the most important things to remember when getting   a Texas Mortgage or refinancing is   “watching the flow of money.”   This is a really simplistic break-down of the stock market/mortgage rate relationship but here I go anyway. By and large, when money flows out [...]