Texas Cash Out Loans:     Be Specific, Be Flexible, and Have Goals   Now more than ever people need to have clear goals when refinancing.   Naturally everybody wants to have   a 3% mortgage rate but, the fact is—mortgage rates are going up.   And I wish I had a crystal ball to see where mortgage rates were going.   [...]

Texas Mortgage|   Are mortgage rates going lower?   Is this a good time to refinance? Mortgage rates seem to be going lower, again.   Today’s 15 year mtg rates are 4.5% -4.625% depending on your credit profile.     If you are thinking about a doing a home equity loan refinance 4.625% is a lot better than paying high-interest [...]

Should    Most of the time my mortgage clients are looking for the lowest closing costs in Texas.   And this is exactly why we don’t charge points– we simply charge a flat $500 fee regardless of the loan amount.   This flat fee keeps the costs down significantly. For example, if you have a $300,000 loan [...]

Today’s 30 year fixed rate is bouncing between 5.875%-6.00% depending on your credit.   The 15 year fixed rate is 5.375-5.5%.   Today’s Jumbo Home Loan rate is between 7.75% 30-Year Fixed Rate 6.000% 6.226% 20-Year Fixed Rate 5.875% 6.174% 15-Year Fixed   Rate 5.500% 5.873% 5-Year ARM 5.500% 5.563% Austin Texas Jumbo Home Loans – Amounts that [...]