Texas Mortgage|  Are mortgage rates going lower?  Is this a good time to refinance?
Mortgage rates seem to be going lower, again.  Today’s 15 year mtg rates are 4.5% -4.625% depending on your credit profile.   If you are thinking about a doing a home equity loan refinance 4.625% is a lot better than paying high-interest credit [...]

Should
 
Most of the time my mortgage clients are looking for the lowest closing costs in Texas.  And this is exactly why we don’t charge points– we simply charge a flat $500 fee regardless of the loan amount.  This flat fee keeps the costs down significantly.
For example, if you have a $300,000 loan and went to [...]