Texas Refinance: Texas 30 / 15 year fixed mortgage rates; Bank of America Today, I noticed Bank of America was offering a 30-year fixed at 4.375%  with .875% buy-down points and offering a 15-year fixed at 3.375% with .875% buy-down points. Bank of America knows people want low mortgage rates so they just offer higher fees. [...]

Texas Mortgage Rates: Refinance your 30-year fixed to a 15-year fixed! Texas mortgage rates are still near record lows…especially rates on 15-year fixed mortgage loans! It’s not often that refinancing a mortgage from a 30-year fixed to a 15-year fixed loan results in lower payments. But that has changed in recent weeks as mortgage refinance rates declined on the [...]

Texas Mortgage Refinance: Are fixed mortgage rates increasing? Fixed mortgage rates jumped significantly week over week and are at the highest recorded levels since May, said the latest weekly report from the Mortgage Bankers Association (MBA). For the week ending July 1, 2011, the average rate for 30-year fixed mortgages was 4.69 percent, which is the highest [...]

Texas Refinance Rates: Getting Great Mortgage Refinance Rates http://www.bankrate.com/finance/refinance/getting-great-refinance-mortgage-rates.aspx It’s not always easy to capture the lowest refinance mortgage rate, and not every borrower is offered the lowest rate that’s available. That’s why it’s helpful to understand the factors lenders use to determine which of the available rates they offer to borrowers. Here’s a summary: [...]