Texas Mortgage News:  Good News/ Bad News.   Which do you want first?
The good news:   Mortgage rates are really good.   Even if rates go up in the next 3-6 months, it’s better to buy now than before the “credit crunch.”   Contrary to popular opinion the real estate business isn’t dead.   If fact, this is a great [...]

Fannie Mae Keeps Conforming Home Loan Limit at $417,000 on Single Family homes.  Home loans over $417, 000 are subject to jumbo loan quidelines and higher rates.  This is why it may be a good suggestion to do an 80/15 or and 80/10 to avoid jumbo rates.
Jon Spears, 512-577-2958
jon@mylendingplace.com

Austin Home market news and 30 year fixed rate chart:
This is one person’s perspective about the current housing market I agree with.   What’s bad news today is tomorrow’s good news.   Don’t follow the hype.   (I bought Dell at the tippy top because of all the hype.)
Mortgage rates are still very low relative to a year ago.    Since [...]

From time to time our clients honor us with their referrals and recommendations.    There are lots of mortgage people in Austin, we just do business a little differently 
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