100% Financing is still available with a USDA-Rural Development loan.
Some of the highlights of the program are as follows:
No down payment-100% financing
100% of the closing costs can be financed up to the appraised value
No mortgage insurance
No prepayment penalties
For more information please call
Alison Garcia
806-242-0302
or email    alison@mylendingplace.com

Texas Mortgage Rates: Texas mortgage refinance rates are still near record lows.  If you’ve been thinking of refinancing, now is the time.  Are you unsure what type of mortgage loan is right for you?  We can help you decide what type of loan best suits your mortgage refinance needs and goals. 
We’re in Texas, helping people [...]

This is the typical 10% down loan with PMI (mortgage insurance) offered by Countrywide, Wells Fargo, Washington Mutual, etc.  As a Mortgage Broker,  I try to avoid PMI when possible.  To do so we can do a 80/10 or even an 80/20 to avoid PMI.   100% loans or an 80/20 mortgages have higher rates than 5% down loans.  
 If you’d like to get [...]

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This loan includes PMI (mortgage insurance), which I’m not a fan of.   However, you can do a 80/15 or even an 80/20 to avoid PMI.   100% financing have higher rates than 5% [...]