Austin Texas Mortgage Company & Texas Home Equity Loan Refinance | 30 15 Fixed Mortgage Rates| Investment Refinancing

If you have a Texas Zip Code we can help you with your Mortgage or investment refinance needs.

We have satisfied clients all over Texas, offering up to 97% lending or 80/15 mortgages. To avoid PMI we can do an 80/10, 80/15 (95%) or 80/10/10 (90%) home loan.

Need to refinance your home or investment property mortgage? We offer owner-occupied and investment refinancing. We also offer Texas Home Equity loans or "cash out" mortgages, including equity loans on investment properties.

Whether you're a first time home buyer and need 97%% financing, want to put 5% - 10% down on your jumbo mortgage, or need to get rid of your consumer debt with a Texas Home Equity (cash out) home loan--we can help.

Please take 5 minutes and call us at 512-996-8194 and let us take the legwork out of your home loan search. We don't charge application fees (unless you want us to) there's never an obligation. One of the most common compliments we hear is when our clients say "we wished we would have called you first."

Ask us about second home mortgage rates as well as our special mortgage programs for teachers, nurses, and physicians. If you are a J-O-N (no H) ask us about our "No H" reduced closing costs mortgage plan.

Texas Home Equity Loan refinances (Cash out loans) are for those who want to consolidate their bills into a single tax deductible mtg note. Home Equity Loans help our clients save hundreds each month. When you're out of consumer debt you can now afford to pay extra on a 30 year mortgage so your home is paid off in 15 years, not 30 years. This will save you thousands in interest!

Texas Home Equity (cash out)loans have some restrictions, like the 3% rule, 80% rule...so call us today and work with a local Texas mortgage company who is experienced with these types of home loans.

We do Texas Home Equity Loans in every Texas City: Dallas/Ft Worth, Houston, El Paso, Lubbock, Waco, Harlingen, and of course, Austin, Texas.

Investment property Refinance (cash out) home equity loans are available and we never charge mtg application fees.

Want to avoid PMI? Call us at 512-996-8194 so we can show you how to avoid PMI, even when doing 95% financing.

We specialize in helping you achieve your short and long range financial goals.

Need help paying for college tuition and want to avoid student loans? Interested in buying Tx investment property or using real estate to help fuel your retirement income? Your financial needs are our business. From mortgage application to a smooth "stress free" closing, we work with you every step of the way.

Like to know the today's current mortgage rates or have a specific home equity loan or closing costs question? Email us and ask!


Jon Spears
Mylendingplace.com
401 Congress Avenue; Suite 1540
Austin, Texas 78701
512-996-8194 (Office)
512-577-2958 (Mobile)
Licensed Austin Texas Mortgage Broker #56651