Whether you live in Austin, DFW, Houston, or San Antonio–call us today and get our estimate.
Apply today and close at any title company you want–anywhere in Texas.
~~In addition to having low rates, we also have the lowest fees since we only charge a flat $500 lender fee, regardless of your loan amount.
~~~ Most of the big banks like Bank of America, Wells Fargo or Chase, charge percentage points on a mortgage–therefore the higher your loan size, the more you pay in fees.
Compare our rates & fees to any other Texas mortgage bank!
- In Austin, please call 512-996-8194
- In DFW, please call 972-325-2120
- In Houston, please call 713-589-2244
- APPLY HERE…and get your estimate in a few hours.
Buying a home in Texas: These days you only need 5% down and a 620 credit score to buy a home. So if you have 5% down and a 620 credit score…please call us today!
However, if you have a 660+ score you can buy a home–with only 5% down–and avoid the costly avoid mortgage insurance (pmi) with our 80/15/5 mortgage, which is a 95% home loan.
What is an 80/15/5 Mortgage Loan? 80+15=95% home loan.
- We offer 5% down home loans– up to $517,000– without PMI, with only a 660 credit score.
- If you have a 700 credit score, we offer a 5% down loan, without PMI, to $567,000. You can avoid jumbo mortgage rates (and higher fees) by utilizing our 80/15/5 mortgage.
- We offer 30 year fixed rates, 15 year loans…even 10 year fixed. However, if you’d like to place your loan on an ARM, call us about our low 10/1, 7/1 or even 5/1 ARM rates.