texas-mortgage-and-refinance-companyTexas Mortgage & Refinance Company

Save time & money with Mylendingplace.com 

Whether you’re buying or refinancing a home in Austin, DFW, Houston, or San Antonio–call us today and get our Texas mortgage or refi quote. 

We offer home loans all over Texas.

Please call us at 512-996-8194.  Texas Mortgage Refinance

Email:  jon@mylendingplace.com

 Our minimum credit score is 620-when buying or refinancing.  If you want to avoid pmi (mortgage insurance) you’ll need at least a 660 credit score.  

It only takes us 1.5  hours to get your loan approved, once we have your application and w2. 

We specialize in two types of home loans: 

  1. Home loans without pmi  (mortgage insurance)…even with only 5% down. 
  2. Texas cash out refinancing/Home Equity Loans…even down to 620 credit scores; 80% loans.

Apply today and close at any local, convenient title company you prefer.   We lend all over Texas… and our home office is 401 Congress, Suite 1540 in Austin, Texas.

Please call or email to request your Texas mortgage or refinance quote.

  • In Austin, please call 512-996-8194
  • In DFW, please call 972-325-2120
  • In Houston, please call 713-589-2244

People have used Mylendingplace.com for nearly a decade because we offer more loan options than the big banks and we have the lowest closing cost since we are a flat-fee Texas mortgage company.

More loan choices….lower fees.

It’s that simple

We make Texas mortgage lending simple.

~ Mylendingplace.com ~



Buying a home in Texas:    These days most mortgage banks require 5% down and a 620 credit score to buy a home.  So if you have 5% down and a 620 credit score…please call us or apply today!

We’d love to help you buy a home! 

  • Our highest 5% down loan goes to $567,000. 
  • If putting 10% down, we can lend to $617,000.  
    • Both above loan options are without pmi and have optional escrow accounts. 
    • Choose a 30 year fixed rate or 10/1 or 7/1 year ARM.

If you have a 660+ credit score you can buy a home–with only 5% down–and avoid mortgage insurance (pmi) with our 80/15/5 mortgage…much better than FHA!

Click here for an example of the 95% loan, or 80/15/5

mortgage loan process