texas-mortgage-and-refinance-companyTexas Mortgage & Refinance Company

Save time & money with Mylendingplace.com 

Whether you’re buying or refinancing a home in Austin, DFW, Houston, or even San Antonio–call us today… we’d love to help! 

People use us because of our low fees and that we offer more types of loans than other Texas mortgage companies.

 Call or email us today..and let us send you a few mortgage options to review.

Our minimum credit score is 620.  Meaning, if you have a 620+ score and 5% down, we can help you purchase a home anywhere in Texas.  (Same with refinancing…the 620 score is required.)

If you want to avoid pmi (mortgage insurance) you’ll need at least 5% down and a 660 credit score.   

  • With a 660 credit score you can borrow up to $517,00 without incurring jumbo rates or fees.  5% down.
  • If you have a 700 score, we can lend up to $567,000, no pmi.  5% down. 
  • If you have 10% down and a 700 score, we can lend up up to $617.000, no pmi.

We specialize in two types of home loans: 

  1. We help people buy or refinance homes without pmi  (mortgage insurance)…even with only 5% down.  
  2. And we do a lot of Texas cash out refinancing or Home Equity Loans.
    • Remember, Texas cash out loans are limited to 80% loan to value (LTV) and there are lots of rules and regulations. Which means it’s important for you to choose/work with an experienced, local Texas mortgage company –like us– who knows Texas refi cash out laws inside and out.   

Apply today and close at any local title company you want.  Anywhere in Texas!  In most cases, we can close your loan in less than 30 days.

We look forward helping you with your Texas mortgage needs!

  • In Austin, please call 512-996-8194
  • In DFW, call 972-325-2120
  • In Houston, call 713-589-2244

More loan choices….lower fees.

It’s that simple

We make Texas mortgage lending simple.

~ Mylendingplace.com ~


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