Austin | Houston | Dallas | Texas Refinance Mortgage Company | 30 15 10 Year Fixed Rates| Tx Jumbo Cash Out Lending|If you have a Texas zip code we can help you with all your mortgage, refinance, or Texas cash out refi needs. And this includes jumbo cash out mortgages which we offer at 75%!
However, with traditional or non-jumbo cash out refis we lend up to 80% as long as the loan doesn't exceed $417,000.
We are based in beautiful Austin, Texas and have helped people all over this great State for over 7 years. If you want to refinance your Texas mortgage (with low closing costs) or buy a home with as little as 5% down without PMI (mortgage insurance), you have found the right Texas mortgage company.
Have a 620 credit score?--Call us and buy a home for only 5% down. If you have a 670 we offer the 80/15 or "split" loan which is a conventional loan that enables you to avoid the PMI and the mandatory escrow account. Or course, we offer Texas jumbo home loans with 10% down.
We lend all over Texas--Austin, DFW, Houston, Lubbock, El Paso, or Your Town, Texas.
Call us today and request your custom, no-obligation Good Faith Estimate. There's never an obligation to see where today's rates are or to ask about our closing costs.
However, if you're running low on time and want us to send you an itemized Good Faith Estimate within a couple of hours, please click the above green "Apply Online" button.
Sometimes the best (and quickest) way to get your mortgage questions answered is to just call.
In Austin- please call 512-996-8194.
In Houston, call 713-589-2244.
In Dallas/Fort Worth, call 972-325-2120.
We serve all of Texas--from Lubbock to El Paso...Dallas/Ft. Worth to Harlingen. And, of course, Austin!
If you live in Texas there is simply no better place to refinance your home (with or without cash out). And if you're buying and only want to put 5% down-ask us about our NO PMI 95% purchase loans. Our 80/15 mortgage is a great alternative to Texas FHA because an 80/15 or an 80/10 type loan has lower payments and lower closing costs.
Keep in mind, however, if you need a Tx FHA quote, we offer FHA down to 600 credit scores with 3.5% down.
Whether you need a 1M Texas jumbo cash out loan or are just buying your first home via Tx FHA, call us today-or email-and save both time and money!
No doubt you probably have questions like "What type of Texas refinance is best...cash out, jumbo, conventional or FHA?", or "What are today's current 10, 15-year or 30-year Texas mortgage/ refi rates?" or "How much will it cost to refinance my mortgage-what are the closing costs?"
If you have these type of questions, please call or email and let us give you specific answers to your specific home loan questions. We believe in keeping things simple so please just pick up the phone and call or email us.
If you prefer to drop us a line please do so at firstname.lastname@example.org
We are a "No Application Fee" Texas mortgage lender!
Most retail banks (Bank of America, Chase, or Wells Fargo Mortgage) charge up to $300-$400 just to apply for a mortgage! But with Mylendingplace.com you get the same great rates,-but with much lower fees, and you are working with a local Texas mortgage company. Why go anywhere else?
As a lic. Texas mortgage broker we OFFER the lowest rates and the best closing cost. Compare our 30 or 15 fixed rates with any of the leading Texas mortgage companies!
Save time and money with Mylendingplace.com!